Employee Definition and Interns Under the ISO business auto policy, is an intern for a college or school administration considered an employee of the…

Is injury of patient during transportation from ambulance covered?

Odor as a Physical Damage Loss Our insured has a business auto policy. He mistakenly left a vacuum sealed frozen chicken in the vehicle for approximately…

Insuring Hired and Borrowed Autos<br><br><br><br>November 16, 2010<br><br><br>Under Business Auto Coverage Form<br><br><br><br>Summary: Most organizations have a need…

Insuring Nonowned Autos November 8, 2010 Introduction Summary: The business auto coverage form (BAP) can be used to insure autos owned by the…

This article explains nonownership liability coverage.

Unloading of Vehicle is not Direct Physical Loss The insured has a Business Auto Policy with a tractor and a trailer listed on it. The tractor has symbol…

BAP Coverage for Portable Radio Station at Issue October 4, 2010 Our insured operates a portable radio station out of his van, which is insured with…

There are times when a trucker engages in non-trucking activities, such as bobtailing or deadheading. This article explores the meaning of bobtail and discusses insurance coverage issues on the subject.

When firefighters crush underground lines with the fire truck, is it an auto or cgl claim?