This article discusses the words and terms that have a contractually defined meaning that applies throughout the BAP.

The conditions section of the garage policy is explained.

This article lists and analyzes the BAP provisions relating to physical damage coverage for a covered auto and its equipment.

This article discusses the definitions found in CA 00 25.

The liability section of the Business Auto policy is explained.

The business auto policy has conditions that pertain to the coverages offered by the auto policy, such as duties of the insured, loss payment, other insurance, and other items. This article examines the business auto conditions.

The garage form liability coverage applies to sums the insured legally must pay as damages because of BI or PD caused by an accident and resulting from garage operations. This article analyzes garage liability coverage.

This article reviews and discusses Public or Livery Passenger Conveyance Exclusion, CA 23 44 11 16, and Public or Livery Passenger Conveyance and On-Demand Delivery Services Exclusion, CA 23 45 11 16.

When an employer borrows an employees vehicle and there is no collision on the commercial auto policy, is there coverage elsewhere on the policy?

When an insured with a $10,000 is struck by an uninsured motorist, does the deductible apply, or does UM cover it?