Describes what constructive total loss is, supported by case findings in marine, homeowners, property and automobile physical damage.

Efficient proximate cause is often confusing. This chart reviews cases by state, and provides statute for the few states with statutes on the books.

Brief synopsis of 2021 insurance industry results from ISO and the American Property Casualty Insurance Association,

This NU Claims column from May/June 2022 discusses the development and current status of autonomous vehicles.

An explanation of what happens with unearned commissions when an insurer becomes insolvent.

Department bulletin announcing emergency disaster adjuster requirements.

Introduction and analysis of ISO Commercial Auto endorsement addressing hacking expense coverage.

CA 04 65 09 22 Auto Hacking Expense Coverage

This is Part 4 of 4 of the contract analysis of the Mutual Service Office (MSO) form providing coverage for commercial auto physical damage.

This is Part 3 of 4 of the contract analysis of the Mutual Service Office (MSO) form providing coverage for commercial auto physical damage.