This article provides a detailed explanation of the difference between collision and other than collision losses.

An agent is caught taking premiums from insureds.

CA 04 49 11 16 Primary and Noncontributory - Other Insurance Condition. This can be added to Auto Dealers, Business Auto, and Motor Carrier Coverage Forms.

A copy of ISO endorsement CA 23 12 10 13 Motor Carriers - Named Lessee as Insured. It can be used with Business Auto and Motor Carrier Coverage Forms.

A copy of ISO endorsement Drive Other Car Coverage - Broadened Coverage for Named Individuals. This can be used with the Auto Dealers, Business Auto, and Motor Carrier Coverage Forms.

When an insured cleans up a spill he didn't cause and a claim is made, is there any coverage?

A rideshare passenger claims he was injured when exiting the vehicle.

When you make up bills hoping to get paid.