The opinion underscored the dire record of business owners seeking coverage for losses attributed to COVID-19. Policies weren't written with the foresight of a once-in-a-century pandemic.
The key to the decision was a new law passed by the General Assembly and signed by Georgia Gov. Brian Kemp which says that during a public health emergency, health care contracts could not be terminated by insurers without 150 days' notice.
Northside's attorney S. Derek Bauer accused Anthem of trying to "play chicken" with people's lives. For its part, Anthem accused Northside of turning down "generous increases"—and added to its litigation team.
"I loved putting on that uniform. It humbled me every time I did it," said U.S. District Judge Stephanie Haines of the Western District of Pennsylvania.
FC&S Coverage Insider helps you stay on top of what's happening in the industry, bringing you the latest risk and coverage analyses, discussions, and more.