Does water from a water main break fall into the exclusion for water under the surface?

A brief explanation of bomb cyclones; what they are and how they form.

The California Department of Insurance has issued a bulletin reminding insurers that the doctrine of efficient proximate cause prevails in first party insurance disputes.

Summary of the lastest emergency order from the Colorado Divison of Insurance regarding ALE and payments.

An interactive checklist designed to help identify most common general liability exposures when looking at a commercial risk.

An overview explaining what a bomb cyclone is and how to prepare and prevent possible losses.

An analysis of the new ISO Broadened Water Back-up and Sump Discharge or Overflow Coverage HO 06 95 03 22 form.

An analysis of the ISO Canine Liability Exclusion HO 24 77 form, which allows an insured and insurer to agree to exclude coverage for a particular dog in the household.