Commercial use of photographic and musical equipment can be arranged under the commercial articles coverage form, affording open perils coverage for cameras and musical instruments owned by or in the care, custody, or control of the insured.
Discusses ISO's commercial umbrella form CU 00 01 12 01, which is excess over the CGL and auto liability.
Auto med pay coverage can be added to the business auto policy by endorsement. This article examines the endorsement, its coverages and exclusions.
Examines the separate ISO commercial crime form used for commercial entitites, CR 00 22 - covers claims on a discovery basis; and CR 00 23 - covers claims on a loss sustained basis.
Optional Crime & FidelityEndorsements—Archived Article August, 2003 Used to Broaden Coverage Summary: Category 04 of "crime forms" in…
There are endorsements to modify the personal auto policy (PAP). Endorsements modify a coverage form by expanding or limiting coverage; change the meaning of words and phrases; and offer coverages that supplement basic coverages.
Discusses the ISO farm liability coverage form FL 00 20, which provides liability for both personal and commercial farming exposures.
Archived article. BOP insureds have basically the same coverage for premises and operations, products and completed operations, advertising and personal injury and medical payments as a CGL insured. However there are some differences, as described here.
Discusses ISO's commercial umbrella form CU 00 01 12 01, which is excess over the CGL and auto liability.
The following discussion focuses on the property coverages of form BP 00 03, with any differences from the earlier special form BP 00 02 indicated.