Special types of vehicles can be insured through the use of PP 03 23, the miscellaneous type vehicle endorsement. Since some courts have decided that dune buggies, motorcycles, and golf carts qualify as vehicles, it is logical to use this endorsement.

Describes the ISO market segments program MS HM 01 which is attached to the CGL and BPP forms to tailor coverage for the hotel, inn, and motel industry.

A total loss can be a difficult situation for an insured - especially when more is still owed on the car than it is worth. This article explains how a total loss is determined, how to calculate actual cash value (ACV), and what is "diminution in value.

This article analyzes and discusses the WC and CGL issues that arise with the use of leased employees.

Discusses requirements and penalties with regard to ISO CP 13 10, value reporting form.

Explains self-insurance, provides case law interpretations, and discusses applicability of state laws. Includes advantages and disadvantages of alternative risk financing and information about the growth of techniques.

Discussions the Definitions section of the ISO Personal Auto Policy, which explains words that have contractually defined meanings in the policy. Each of the ten defined words and their definitions are quoted and commented on as needed.

The material in this article focuses on the formation of captive insurance companies. It presents the factors to be considered when forming captives, as well as general information on them.

Discusses the provisions and exclusions of the ISO personal umbrella form.

Discusses the provisions of the ISO accounts receivable coverage form, CM 00 66.