Discusses meaning of "replacement" for dwellling and contents under the standard homeowners forms. Includes "matching.

This article discusses household exclusions that eliminate coverage for family members. Covers ISO and AAIS homeowners, and personal auto policy.

HO 00 08 deletes the replacement cost provision of the homeowners policy and substitutes repair cost or actual cash value. This article examines HO 00 08 and the coverages it provides an insured. Document

Michigan law requires every registrant of a motor vehicle to maintain personal protection (no-fault) insurance. Michigan is unique in requiring no-fault coverage with respect to physical damage to certain property.

This article offers a discussion of the Longshore and Harbor Workers Compensation Act and the Jones Act, both federal workers compensation laws.

This is a market segments program for apartment building owners. This policy provides wrap-around specialized coverage for apartment building owner insureds.

Discusses coverage E for scheduled farm personal property, and coverage F for unscheduled farm personal property, coverage for newly purchased livestock and machinery, and property not covered.

Discusses market segments coverage for pet services, inlcuding kennels, groomers, trainers, verterinarians, and veterinary hospitals.

Provides information on the hardware and home improvement stores coverage form, MS HI 01, of the ISO market segments program.

This article discusses the 2007 changes to the supermarkets form and the auto related endorsements.