August 2008 Dec Page Question of the Month Reinsurance is an integral part of the property/casualty insurance industry, but its principles may…

July 2008 Dec Page Question of the Month Identity theft is increasingly in the news and can cause insureds many problems. It is true that, by…

July 2008 Intro Page No. 950 July 1, 2008 Dec Page The question of the month deals with identity theft. Identity theft is increasingly in the…

Discusses the impact of concealed weapon laws on the workplace, including the duty to customers on the premises and the duty of a safe working environment to employees.

Describes what coverages may be written by risk retention groups (RRGs), the requirements, advantages, disadvantages, and formation decisions to consider.

Describes smoke as covered under property forms. Includes case law defining smoke, the difference between smoke and vapor, and briefly touches on industrial operations and agricultural smudging.

This discussion examines the concept of insurable interest. The article has general information on insurable interest and judicial opinions on the subject.

Property policies generally exclude earth movement. There are two views of what is earth movement: (1) damage only from natural earth movement is reached, (2) any damage attributable to earth movement is excluded. This discussion examines the case law.

The concurrent causation doctrine operates to hold as covered, losses caused jointly by an excluded peril and some other peril that is not excluded. This article analyzes the doctrine and presents court cases on the subject.

Reviews the provisions and development of the 1943 New York standard fire insurance policy. Also provides information on state variations from the standard policy.