May 2014 Intro Page Dec Page The article of the month in the Dec Page deals with railroad protective liability insurance. When a business…

May 2014 Dec Page Article of the Month When a business contracts with a railroad to perform work on railroad property, the contract ordinarily…

The Need for Workplace PrecautionsSummary: This article discusses the issues that can face an employer where the state has allowed persons to carry concealed…

Contains a discussion of ISO form IH 00 73 installation coverage form, including pertinent endorsements.

Automobile No-Fault EndorsementSummary: The New York Comprehensive Motor Vehicle Insurance Reparations Act provides that every owner’s liability…

Liability Coverage Under Dwelling Program— Similar to HomeownersSummary: Under the dwelling program, personal liability coverage is available using…

April 2014 Dec Page Article of the Month When a tenant makes a permanent addition to a leased building, the improvements usually become part…

April 2014 Intro Page Dec Page The article of the month on the Dec Page deals with improvements and betterments. When a tenant makes a…

Subject Property, Perils, and Special ProvisionsSummary: This discussion provides a summary of the provisions of the valued policy laws of those states…

Discovery and Loss Sustained Forms Summary: The current commercial crime discovery form, CR 00 20 08 13, and loss sustained form CR 00 21 08…