In today's world, general and professional liability policies are no longer mutually exclusive in every case, and determining which applies can prove to be a challenge.
In insurance, we plan for and anticipate certain risks, but life and circumstances dictate what really happens. Often our best bet in avoiding pitfalls is thoroughly analyzing insureds' potential risks to ensure appropriate coverage.
The sweeping impact of new technologies such as the iPad should prompt insurance professionals to consider the different exposures insureds face as they adopt new technologies.
