Hurricane Irma hopscotched up Floridas west coast Sunday, making two landfalls and driving a wall of water and winds that submerged Miami, Naples and other major cities.

The change in the No. 1 position was the first for any of the top three spots since 2010.

Technology news from Farmers, VUE Software, Sapiens, RIMS and more.

Technology news from Farmers, VUE Software, Sapiens, RIMS and more.

Hurricane Irma has knocked out power to at least 6.4 million customers, paralyzed tanker traffic and shuttered gasoline stations.

The storm shifted to Floridas Gulf Coast over the weekend, sparing Miami a direct hit and prompting risk modeler AIR Worldwide to say the maximum cost for insurers on Irma is $40 billion.

A standard homeowners policy covers damage from wind, but damage from hurricane strength winds is a different matter.

A standard homeowners policy covers damage from wind, but damage from hurricane strength winds is a different matter.