Is it still 'surface water' if it never reaches the ground level, or the 'earth's natural surface'?

State Farm alleges the fraud scheme operated for more than a decade.

This case has brought a larger legal question in Massachusetts of whether an insurance company, and under what circumstances, has a right to recoup defense costs provided to an insured.

Every other federal appeals court to address the issue thus far has reached the same conclusion.

Details about the settlement are remaining confidential for the time being, a representative from Morabito said.