The lawsuit targets the FAIR Plan as well as major insurers who fund the plan, including State Farm, Allstate and Nationwide. (Credit: Kyle/Adobe Stock)
California’s FAIR Plan is being sued by 10 policyholders who allege that its denials of coverage for smoke damage are illegal.
The policyholders’ homes survived the LA wildfires but suffered smoke damage. The lawsuit says cleanup costs were denied by the FAIR Plan, even though smoke had turned their homes into “toxic traps, with each room and surface caked with invisible, hazardous chemical residue.”
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