Additional living expenses, or ALE, payments help homeowners pay for living expenses if a covered disaster makes their home uninhabitable.
ALE pays living expenses that are beyond the insured’s normal living expenses — or the difference between the insured’s previous living expenses and their new temporary expenses. ALE will usually pay for things like hotel bills, restaurant meals (if the hotel room doesn’t have a kitchen), pet boarding, short-term rentals and extra transportation expenses.
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