Collaboration between underwriting and claims management will expand, driven by the need to refine products to fit the new circumstances. (Credit: Creativa Images/Adobe Stock)

Now that 2025 is well underway, some of the top trends that are likely to affect both the commercial and personal insurance sectors for the rest of the year are starting to form a clearer shape.

As the risk landscape becomes increasingly volatile, the entire insurance ecosystem is likely to experience stress as it struggles to adapt. The good news for the industry is, there is opportunity in some of these challenges.
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Trend No. 1: Pressure on climate-distressed markets

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