Dark storm clouds on horizon
The property insurance industry – and every household protected by it – faces the perfect storm.
Quite literally, devastating climate disasters such as wildfires in California and havoc-wreaking thunderstorms across Texas to hurricanes along the Gulf Coast, are both more frequent and more destructive.
Insurers are caught between rising claims, skyrocketing reinsurance costs, and new regulations that require them to cover high-risk areas, even when the math doesn’t add up. Some are pulling out of risky markets entirely, leaving homeowners and business operators scrambling for coverage.
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