Judge advances condo-association insurance lawsuit over storm damage

Greater New York Mutual Insurance Co. unsuccessfully argued that its policyholder’s property damage predated a July 2022 storm. (Credit: ©bluraz/Adobe Stock)

A federal judge allowed an Illinois condominium association’s lawsuit against its insurer to continue this week and said a jury should decide if an insurance company is on the hook for a July 2022 storm that damaged 16 residential condominium buildings.

U.S. District Judge Matthew F. Kennelly for the Northern District of Illinois denied a motion for summary judgment from the Greater New York Mutual Insurance Co. against its policyholder, the Heritage Park Condominium Association. The condo association sued its insurer for breach of contract and claimed it violated Illinois statute 215 because the insurer refused to pay replacement costs for the damaged buildings. The insurance company claimed Heritage Park failed to show that the July 2022 storm was the sole source of the claimed damage.