What consumers pay for full coverage auto insurance in 2025 largely depends on the type of vehicle they drive, according to a report by Bankrate.
On average, U.S. drivers pay $2,678 per year, or $223 per month, for full coverage.
“The price and availability of parts, cost of labor, statistical likelihood of accidents, how much damage your vehicle could cause during an accident and the vehicle’s safety and crash prevention features could all influence how much you pay for coverage,” Bankrate said in the report. “Your rate may also be higher or lower based on multiple factors unique to you, including your driving history, where you live and the type of coverage you need.”
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Joe Toppe
Joe Toppe serves as managing editor of PropertyCasualty360.com. Joe is also a father of three, an author, and longtime lover of baseball.
