Many insurers still rely on manual reports, historical loss data, or disconnected workflows to piece together their exposure. (Credit: H_Ko/Adobe Stock)
The insurance industry has made huge strides using AI, data and property intelligence to assess individual property risks — analyzing conditions, hazards and potential claims at a granular level. These tools help insurers make smarter decisions.
But now that the technology has matured, it’s time to step back and think bigger. Insurers should explore how individual risks roll up into a portfolio and how analyzing overall trends can help improve portfolio health.
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