Professional liability insurance is meant to protect professionals against claims made by their clients.

Those with expertise in a specific area—like accountants, lawyers and doctors—usually need professional liability coverage because general liability policies won’t cover claims dealing with things like negligence or malpractice.

Professional liability policies typically cover:

  • Mistakes, errors and oversights in services provided
  • Missed deadlines
  • Services that aren’t delivered
  • Breach of contract
  • Negligent acts
  • Copyright infringement
Professional liability insurance can have different names depending on the industry, like medical malpractice insurance or errors and omissions insurance.

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