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In part one of this series, we examined AM Best’s 2023 research ranking the Top 100 U.S. Property & Casualty Insurance Companies. The analysis revealed that 31 carriers achieved net written premium (NWP) between $1 billion and $2 billion, while nine carriers approached but remained just below the $1 billion threshold.

These 40 carriers operating at or near the $1 billion NWP threshold are discovering that with increased NWP volume comes more scrutiny. Regulatory agencies, state departments of insurance, and company shareholders start paying closer attention to the carrier’s operations, data, and regulatory compliance.


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