Getting a ticket for a moving violation — like speeding or running a red light — can cause a person’s auto insurance premiums to climb by as much as 25%, NerdWallet reports. But how can parking tickets and other non-moving violations affect rates?
Thankfully, if someone is caught forgetting to feed a meter or parking a little too far from the curb, it is unlikely to directly impact their insurance premium as long as the fine is paid promptly. These tickets are generally not attached to a person’s driver’s license, reported to the state’s Department of Motor Vehicles or disclosed to their auto insurer.
Insurers are usually unconcerned with non-moving violations as they aren’t generally an indicator of risky driving behavior, and parking improperly is unlikely to lead to a claim.
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