Many people still operate under the outdated thinking that they are not in a flood zone or that they do not need flood insurance because their lender does not require it. (Credit: U.S. Geological Survey/Wikimedia Commons)
Risk management professionals often feel that their field is misunderstood. This is especially true when it comes to flood insurance.
However, today's unique market conditions underscore the need for broader understanding of flood risk as well as the workings of the National Flood Insurance Program (NFIP).
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