Other key insights from the study include:

Shifting car insurance shopping habits: More than half (55%) of drivers shopped for lower rates in the last year, a significant jump from 38% the previous year. This includes 64% of Gen Z, 67% of Millennials, 53% of Gen X, and 42% of Boomers.
Coverage trade-offs: Over 22% switched insurers for lower rates, 27% opted for a higher deductible to lower premiums, 26% bought less coverage, and 63% purchased less than they thought they needed.
Uninsured drivers: Nearly one in 10 (9.7%) drivers went uninsured at some point in the past year due to the burden of rising premiums. For those seeking a safer way to save, drivers using Jerry save an average of over $600 annually on car insurance.
Point of purchase: Seventy-one percent consider car insurance costs when initially choosing what car to buy, including 85% of Gen Z, 75% of Millennials, 69% of Gen X and 67% of Boomers.
Budgeting techniques: The high cost of car insurance is causing some drivers to cut back on family vacations (32%), clothing (30%), and groceries (26%).
Comfortable using data for better rates: Sixty-one percent of drivers would be open to an insurer monitoring their driving electronically for a possible rate discount, up from 54% a year prior.

See also:

Special Reports /

Most U.S. drivers think auto insurance is unaffordable for average people