This author predicts 2025 will be a year in which insurtech solutions will be further adopted at scale by large and mid-sized carriers and MGAs. (Credit: ra2 studio/Adobe Stock)

Roughly $55 billion has been invested in insurtech thus far, according to a Gallagher Re report. While we can debate whether all of that investment has been well spent, it is irrefutable that insurtech has grown in adoption, stimulated fresh ideas and kickstarted new ways of working across the insurance industry.

With generative AI ushering in new possibilities for efficiency and personalization, carriers and MGAs must be ready to meet the moment. Although there certainly are no guarantees, these five insurtech trends are most likely to shape the market in 2025.

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