Insurance and risk management organizations and experts tend to be reticent to comment on the complex potential coverage or litigation implications from active investigations.

But two, seemingly unrelated, violent New Year’s Day attacks in major metropolitan cities in the U.S. — the deadly mauling of a crowd on Bourbon Street in New Orleans at around 3:15 a.m. on Jan. 1, 2025 followed hours later by a Tesla Cybertruck explosion outside of the Trump International Hotel Las Vegas — spurred a myriad of questions around public safety and more.

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