Anyone who has ever rented a vehicle has faced the age-old question: "Would you like to buy insurance coverage for the rental?"

These coverages are completely optional and could add $30-plus per day to the rental cost, so purchasing coverage may not be the right choice for everyone.

Of course, the first step in making this choice is understanding the types of rental coverage available and what protections they provide. According to Allianz Travel, there are four main types of coverage, which we’ll break down below.

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Brittney Meredith-Miller

Brittney Meredith-Miller is assistant editor of PropertyCasualty360.com. She can be reached at [email protected].

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