Nearly all burn and electric shock mega claims are recognized within the first 18 months of policy inception. (Credit: Photographee.eu/Shutterstock.com)

Mega claims with reported losses over $2 million comprised less than 0.1% of total workers’ compensation claims each year between 2001 and 2021, according to a recent 20-year collaborative study.

The mega claims accounted for over 2% of total loss dollars in excess of $1 billion, and typically came with significant medical expenses, stemming from severe injuries with prolonged recovery and time away from work.


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