Forbes Advisor recently ranked the 10 best small business insurers.
Editors used complaint data for commercial liability and commercial property insurance, looking at complaints upheld by state insurance departments and collected by the National Association of Insurance Commissioners.
A business owners policy costs $57 per month on average, though business owners’ insurance needs can vary. To find the right amount of insurance, business owners should evaluate:
- Business type. Each industry has different associated risks, and business owners should match coverage to their unique needs.
- Business size. As a business grows, owners may need to up their coverage.
- Business location. Certain cities and states have specific insurance requirements.
- Contractual requirements. Clients, landlords and others might have coverage requirements for business owners.
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