Many businesses and companies require vehicles in order to complete their work.

A traditional business owners’ insurance policy does not cover the cars, trucks or vans owned and operated by a company or its employees. What’s more: A traditional personal auto insurance policy has limited coverage or accidents that occur when that vehicle is being used for business purposes.

This is where commercial auto insurance comes in. But the applicable waivers and the endorsements that can be included in a business auto insurance policy are nearly as varied as businesses themselves.

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Elana Ashanti Jefferson

Elana Ashanti Jefferson serves as ALM's PropertyCasualty360 Group Chief Editor. She is a veteran journalist and communications professional. Reach her by sending an e-mail to [email protected].