Sep 27, 2024: The community of Steinhatchee, Fla., returned to their small town after the Cat. 4 Hurricane Helene battered the West Coast of Florida, only to find it devasted by the storm's destructive winds and over ten-foot storm surge. (Photo: Brigida Sanchez/U.S. Army Corps of Engineers, Jacksonville District.)

Climate change is here, and it's taking a catastrophic toll on communities exposed to high hazards and ones that have low adaptive capacity.

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