Documentation is essential for underwriting, claims, pricing, rate filing and most other insurance functions. (Credit: Rawpixel.com/Shutterstock.com) Documentation is essential for underwriting, claims, pricing, rate filing and most other insurance functions. (Credit: Rawpixel.com/Shutterstock.com)

To be clear, this article is not meant to insult the insurance industry; there is already more than enough of that.

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