Chefs cooking in a restaurant Beyond proper insurance, proactive mitigation practices can help the hospitality industry reduce its exposures. (Credit: Andrey/Adobe Stock)

Hotels, motels, restaurants and resorts are subject to an array of perils and exposures including trips and falls, theft, alcohol-related accidents, natural disasters and cybersecurity breaches. With a multitude of people visiting and working at these properties daily, insurance is crucial, although it can be complex to navigate and represent a substantial business expense.

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