Agents and brokers are the communication liaison between the insurance companies and the customers. (Credit: James/Adobe Stock)

Insurance agents and brokers who work with houses of worship are inundated with questions from customers about why their premiums are increasing and capacity and limits are decreasing.

These actions are not isolated to one company, or even one niche within the insurance industry—underwriters across the United States are taking drastic actions to return to profitability.

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