Unloading cargo truck at warehouse building. (Photo: TTstudio/Adobe Stock)

For decades, victims of Georgia trucking accidents have looked no further than the companies providing insurance coverage to motor carriers and their drivers. Alone among insurance cases, truck accidents were direct-action claims, providing injured parties a clear path toward resolution. Plaintiffs filed their actions directly against insurance carriers. When tracking down and serving trucking companies, drivers or other parties involved in their accidents proved difficult, the direct action right served injured parties well.

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