Gail Fuller on his farm near Severy, Kansas, U.S. on Thur., Jul. 18, 2024. Gail farmed monoculture cash crops and raised feeder cattle until a change of heart directed him toward regenerative farming practices. (Photographer: Chase Castor/Bloomberg) Gail Fuller on his farm near Severy, Kansas, U.S. on Thur., Jul. 18, 2024. Gail farmed monoculture cash crops and raised feeder cattle until a change of heart directed him toward regenerative farming practices. (Photographer: Chase Castor/Bloomberg)

(Bloomberg) — In Kansas, where a prolonged drought has killed crops and eroded the soil, Gail Fuller's farm is like an oasis. Sheep, cows and chickens graze freely on crops and vegetation in a paradisiacal mess.

But if Fuller's farm were to be hit by a tornado or flood, or be seriously impacted by the drought, he would be alone in footing the bill. That's because his farming practices aren't protected by federal crop insurance, a nearly century-old safety net that hasn't adapted to the climate change era.

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