Flooding in MIami Over the last five years, 2019-2023, the National Centers for Environmental Information (NCEI) reported over 20 CAT events per year, with a total cost estimated at $616.1 billion. (Credit: eskystudio/Adobe Stock)

It's still early in the year and your community was just ravished by another convective storm, tornado, wildfire, mass flooding, or another widespread CAT loss. This story is becoming all too familiar across the country as natural weather events are happening at a higher rate.

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