A lawsuit could put an uninsured utility on the hook to pay for damages to private homes and businesses. (Shutterstock/ALM archives) A lawsuit could put an uninsured utility on the hook to pay for damages to private homes and businesses. (Shutterstock/ALM archives)

(Bloomberg) — Trinity Public Utilities District's power lines snake through the lower reaches of the Cascade Range, a rugged, remote and densely forested terrain in Northern California that has some of the highest wildfire risk in the country. But for several years, the company has been without insurance to protect it from such a threat.

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