Photo: Marcin Kilarski/Wirestock/Adobe Stock
I am working on a claim where the insured's cows got out of the enclosure and involved in MVA. The location where the insured kept the cows is not scheduled on the policy. I don't think it meets the definition of insured premises.
The insured leases the pasture from another person to keep his cows there in exchange for them keeping the grass down and the insured maintaining the fencing.
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Christine G. Barlow, CPCU
Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.
