Auto policyholders more likely to switch carriers than home insureds

Consumers earning $50,000-$200,000 annually are most likely to change auto insurance.

Consumers earning $200,000 or more a year are more likely to make changes to their home insurance. (Credit: faithie/Adobe Stock)

When it comes to switching insurance carriers, U.S. personal auto policyholders voice more willingness to make a change when compared with home insurance policyholders, according to a survey from KPMG LLP.

Around 19% of auto insureds have shopped or switched auto insurance providers during the past two years, while 13% of home policyholders can say the same.

Not only are auto policyholders more likely to comparison shop carriers, they are also more likely to make changes to their coverage. KPMG found 18% of U.S. personal auto policyholders shopped or changed their coverage during the past two years. Around 14% of home insureds shopped or changed coverage during the period.

Additionally, consumers earning $50,000-$200,000 annually are more likely to change auto insurance. KPMG also found that those earning $200,000 or more a year are more likely to switch home insurance.

The survey, which queried 1,100 U.S. adults, revealed that 13% of auto policyholders and 14% of home policyholders saw premium increases during the past two years.

The consumer poll from KPMG comes on the heels of news from J.D. Power that nearly half of U.S. auto policyholders are looking for a new carrier as of February of this year. Although half of U.S. auto insureds said they were looking to change carriers, fewer than 30% actually made a change.

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