Beginning September 1, State Farm will offer a total 6.3% discount to insureds whose homes meet all of the state's Safer from Wildfires regulations. Currently, the insurer offers a 7% discount to these policyholders. (Photo: Diego M. Radzinschi/ALM)
California Insurance Commissioner Ricardo Lara has approved a request from State Farm to reduce the discounts that it offers homeowners for implementing wildfire mitigation measures. Beginning September 1, 2024, the insurer will offer a total 6.3% discount to insureds whose homes meet all of the state's Safer from Wildfires regulations. Currently, State Farm offers a 7% discount to these policyholders.
According to the California Department of Insurance, the requirements to qualify for discounts under the Safer from Wildfires regulations include:
- Class-A fire rated roof
- Five foot ember resistant zone, including fencing
- Ember- and fire-resistant vents
- Non-combustible six inches at the bottom of exterior walls
- Enclosed eaves
- Upgraded windows
- Cleared vegetation, weeds and debris from under decks
- Removal of combustible sheds and other outbuildings to at least a distance of 30 feet
- Defensible space compliance
A full breakdown of the Safer from Wildfires regulations can be found here.
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Brittney Meredith-Miller
Brittney Meredith-Miller is assistant editor of PropertyCasualty360.com. She can be reached at [email protected].
