When you are struggling to find coverage for clients at affordable prices, it can be easier to recognize the clients you probably shouldn't be writing anyway. It might make sense to jettison the unreasonable, the ungrateful and the unpleasant in times like this. Credit: OleCNX/Adobe Stock When you are struggling to find coverage for clients at affordable prices, it can be easier to recognize the clients you probably shouldn't be writing anyway. It might make sense to jettison the unreasonable, the ungrateful and the unpleasant in times like this. Credit: OleCNX/Adobe Stock

Last year, the American Property and Casualty Insurance Association said we were in the hardest market for property insurance in a generation. They were right.

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