The policyholder is a rug-cleaning business with a number of endorsements, but do any apply to damage caused by the drying process? Credit: Mariakray/Adobe Stock The policyholder is a rug-cleaning business with a number of endorsements, but do any apply to damage caused by the drying process? Credit: Mariakray/Adobe Stock

PropertyCasualty360.com editor's note: Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions. The following letter was edited for length and clarity. 

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