Credit: Panumas/Adobe Stock
A fall from scaffolding that was built on a trailer attached to an insured pickup truck is considered an "auto accident" under the policy, the Supreme Court of Mississippi ruled in Miss. Farm Bureau Cas. Ins. Co. v. Powell, 336 So. 3d 1079 (Miss. 2022).
Anthony Powell erected scaffolding on a trailer attached to his pickup truck for workers to use when installing roof trusses in a barn. After a truss was installed, Powell drove the truck to where the next truss needed to be installed. The truck was parked and turned off while the trusses were installed. Trent Craft and a co-worker were installing the trusses on the day of the accident. When Craft and his co-worker went to have lunch, the co-worker jumped from the scaffolding to the trailer, which rocked the trailer and sent Craft crashing to the trailer bed. Craft's head hit the trailer bed and severely damaged his eye socket. Craft subsequently filed suit against Powell.
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
