In 2021, 28% of fatal vehicle crashes, 13% of injury crashes and 9% of property damage crashes were speeding-related, according to the National Highway Traffic Safety Administration (NHTSA). In total, speeding-related crashes in 2021 killed 12,330 people and injured 328,946. Even if a speeding driver is lucky enough to avoid being involved in a wreck, they still risk the financial penalties that come along with breaking the law. Depending on the state and how far they exceeded the limit, getting a speeding ticket could leave a driver a few hundred dollars lighter. The impact on their wallet doesn't stop there, either. Drivers in the United States pay an average of $212 for full coverage auto insurance each month. That is already a significant expense for many people, and adding a speeding citation to someone's record will only push their premiums higher. A report from Insurify showed that drivers with at least one speeding ticket on their record pay an average premium of $300 – over 40% more than those without a citation. Drivers who often find themselves pushing the speed limit should consider the following tips to prevent receiving a citation or – worse – causing a wreck: |

  • Allow extra time to get to your destination so there is no need to rush.
  • Pay special attention to speed limit signs on unfamiliar roadways.
  • Don't be fooled into thinking that speeding is safer in less-populated areas with fewer cars on the road.
  • When on long stretches of empty highway, utilize your vehicle's cruise control to maintain a constant speed and prevent unintentional acceleration due to boredom.

In the slideshow above, we'll count down the ten states whose drivers Insurify found get the most speeding tickets and examine how it affects their auto insurance premiums.

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Brittney Meredith-Miller

Brittney Meredith-Miller is assistant editor of PropertyCasualty360.com. She can be reached at [email protected].