In this situation, the insured did not have matching tiles to begin with. That changes things significantly since the insured's pre-loss condition was not matching tiles, just unbroken tiles. Credit: HD92/Shutterstock.com In this situation, the insured did not have matching tiles to begin with. That changes things significantly since the insured's pre-loss condition was not matching tiles, just unbroken tiles. Credit: HD92/Shutterstock.com

PC360 editor's note: Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions.

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