Original Oldtimer old antique car Ford Typ A Tudor Sedan, built at year 1928 during a Wedding Decorated. Credit: CL-Medien/Adobe Stock The early adopters of auto insurance sought coverage of their own volition as no state required insurance until Massachusetts passed a law mandating coverage in 1925. Credit: CL-Medien/Adobe Stock

Editor's note: This column is part of PropertyCasualty360's Foundations of P&C Insurance series, which aims to bring new insurance professionals up to speed, while keeping industry veterans sharp. On Fridays, PC360 will offer up fresh content covering the nitty-gritty details of P&C insurance, tips for professional development, articles looking at the industry's more niche concepts, and the history of certain lines and programs.

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Steve Hallo

Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected]