When it comes to auto coverage, 79% of Americans opt for comprehensive coverage and 75% purchase collision coverage, according to the Insurance Information Institute's review of 2020 data. Nerdwallet.com noted that full coverage is not a type of policy, but rather a collection of policies, such as liability, comprehensive and collision coverages as well as any other coverages that might be required by state law. As it offers vastly superior protection, full coverage auto costs more than double the cost for minimum-required coverage. Regardless of the level of coverage, most U.S. drivers are seeing their auto insurance costs grow as Insurify, Inc. reported that the average auto rate increased 17% during the first half of 2023. The above slideshow reviews the auto insurance companies that offer the lowest-cost, full-coverage policies, according to Nerdwallet.com. The companies on the list were also rated five stars by the personal finance website. The sample driver used for the list had the following coverage limits: |

• $100,000 bodily injury liability coverage per person.
• $300,000 bodily injury liability coverage per crash.
• $50,000 property damage liability coverage per crash.
• $100,000 uninsured motorist bodily injury coverage per person.
• $300,000 uninsured motorist bodily injury coverage per crash.
• Collision coverage with $1,000 deductible.
• Comprehensive coverage with $1,000 deductible.

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