<b><i>PropertyCasualty360 editor's note</b>: Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions. The questions have been edited for clarity and length. Credit: DNY59/iStockphoto.com</i> PropertyCasualty360 editor's note: Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions. The questions have been edited for clarity and length. Credit: DNY59/iStockphoto.com

Reader's question: The insured has coverage for business income and extra expense under form CP 00 30 10 12 and causes of loss — special form CP 10 30 10 12 endorsed with the utility services-time element CP 15 45 09 17 with power supply including overhead transmission lines coverage.

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